Create a seamless shopping experience across all channels.
Improve customer experience by implementing Ecommpay’s secure, intuitive payment page, which dynamically modifies the selection of payment options displayed based on the customers’ transaction history, location, risk factors, and more.
When combined with a payment gateway, card acquiring services allow merchants to accept card payments at their checkouts. When customers make a purchase using a debit or credit card, the cardholder information is processed, routed through the card network, then sent to the issuing bank for approval.
Card acquirers and card issuers fulfil different roles within the transaction flow. An acquirer sits at the merchant’s end of the transaction, whereas the issuing bank is responsible for the cardholder’s (consumer’s) end of the transaction.
As a Visa and Mastercard Principal Member, Ecommpay takes care of all of the clearing, settlement, network management and regulatory compliance of the card acquisition process — hence the term, “direct card acquirer”.
When it comes to choosing the right card acquirer for your online business, it’s wise to consider an all-in-one solution that will cover all of your payment needs. Your future provider must also be licensed to accept payments in all of the regions you intend to cover. Ecommpay, for example, offers European card acquiring as well as holding licences of the Financial Conduct Authority of the United Kingdom and the Central Bank of Cyprus that allow online payment processing all over the European Union and the UK.
As well as offering all of the popular local payment methods favoured by your customers, you'll also need to ensure that the payment provider’s service can easily integrate into your website or app. Finally, you'll need to carefully consider whether prospective card acquirers/payment providers can offer the features you need to run your business successfully, including strong security, customisation options and attentive customer support.
As part of Ecommpay’s complete payment solution, cards acquiring can be integrated into your website using a simple plugin, with versions available for every major CMS, including WordPress, Magento, PrestaShop, nopCommerce, OpenCart, osCommerce and more.
You can also tailor unique payment experiences with our flexible API or via encryption script, and use software development kits (SDK and mSDK) for popular programming languages to start accepting payments.